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Mortgages and Loans

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Buying your Home!

If you require finance to purchase an Overseas Residential property, then Conti Financial Services (who were established in 1994), have many years experience in arranging this type of mortgage facility. Commercial loans also considered on a case-by-case basis.

Conti Financial Services are UK based Licenced Credit Brokers (Consumer Credit Licence Number 525439) and are registered for any applicable UK Mortgages by the Mortgage Compliance Board - Number 5659598.

  • Fully Independent with more lenders and more choice
  • Can pre-qualify an application before you find a property
  • Competitive lending terms
  • Can save you time and costs (ie: phone, fax and postage) in both exploring and finding a possible lender
  • In house processing & underwriting - which saves time with receiving a final offer, especially as we are normally aware of what documentation the lender requires, their lending criteria and how to present the application

Includes Italian Residential Property

Loans available for the majority of Nationalities for either House Purchase or re-financing for Home Improvement purposes only.

Type of Loan: Repayment Mortgage only

Minimum: £25,000, maximum 80% of valuation or purchase price (whichever is the lower)

Proof of Income: required in all cases (can be made up of Earned Income, Pension, Investment or Rental Income. Please note however, it is not always the case that the Lender will take all or part of these Incomes into account when determining the maximum loan available). Non-Status loans are currently not available.

Term: 5 to 30 years up to age 75

Currency: All major currencies + Euros. Currency loans only available over a maximum 10 years

Current Interest Rate in Euros: from approx 3.30% Variable - Discounted and Fixed Rate loans also possible (details on request)

Example: For an Italian Lira mortgage of approx €70,000 over a period of 20 years at an interest rate of approx. 3.30% = approx €403.20 capital and interest per month = a total approximate amount payable over term of €99,568 including capital, interest, arrangement and survey fees.

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